Panama City, FL – Three-Vehicle Injury Crash Near E 15th St & Transmitter Rd

Panama City, FL (January 12, 2026) – A three-vehicle crash with reported injuries occurred Friday afternoon, January 9, near the intersection of East 15th Street and Transmitter Road in Panama City. Emergency units responded to the scene at approximately 5:11 p.m. after dispatchers received reports of a possible multi-vehicle crash.

Initial information shared that three vehicles were involved. One person reportedly suffered a broken arm along with a possible head injury.

The Bay County Fire and emergency personnel arrived and began assisting those involved. Responders evaluated the injured person and worked to stabilize them at the scene. Three ambulances were dispatched to provide care, indicating the potential for multiple patients or the need for specialized medical support.

Details about what led to the crash have not been shared. Investigators have not confirmed how the vehicles came together. The investigation under this crash remains ongoing.

Our thoughts remain with those affected as they continue to recover from their injuries.

How Many Days Do You Have To Report A Car Accident In Panama City?

In Panama City and across Florida, drivers generally must report a car accident to law enforcement right away if it involves injuries, death, or significant property damage. For insurance purposes, most policies also require prompt notice, often within a few days. Reporting early helps ensure the crash is documented accurately while details are still clear.

Florida law requires crashes involving injuries to be reported immediately. This usually happens at the scene when officers respond and prepare an official crash report. If law enforcement does not come to the scene, drivers may need to submit a report themselves within a set time frame. Failing to report on time can create complications later.

Timely reporting also plays a role in medical and insurance matters. Medical providers rely on accurate crash dates when evaluating injuries. Insurance companies often review crash reports to understand what happened and when. Delays can lead to questions or disputes that slow the process.

People hurt in multi-vehicle crashes may not realize how quickly deadlines can approach. Along with reporting the crash, keeping records of medical visits, test results, and expenses is important. Clear documentation helps track recovery and supports insurance claims.

Some people choose to speak with a Panama City car accident lawyer to better understand reporting rules and insurance requirements. A lawyer can explain timelines, review paperwork, and answer questions about what options may be available. This guidance can help people stay organized while focusing on medical care.

If you or someone you care about has suffered injuries in a car crash in Panama City, we can help explain available options. Our team at Syfrett, Dykes & Furr has years of experience reviewing crash-related cases across the Florida Panhandle.

If you want more information about reporting requirements and next steps, contact Syfrett, Dykes & Furr at (850) 795-4979 to speak with an attorney.

Note: This post was written for informational purposes only. This post is based on information from secondary sources, and our team has not independently verified the accident details. If you identify any inaccuracies, please contact Syfrett, Dykes & Furr so we can update the post with accurate information. We will also remove the post upon request.

Disclaimer: This post is not intended to solicit business. The information provided should not be interpreted as medical or legal advice. The photo included in this post does not depict the actual accident scene.