Why Do I Still Need Uninsured Motorist Coverage When I Have Health Insurance?

Though this may seem like a complex question, it is actually quite a common one. Our Panama City personal injury attorneys of Syfrett, Dykes & Furr are always telling everyone to buy uninsured motorist coverage, and to buy all they can. If the other driver is at fault in the accident, uninsured motorist coverage can help you pay medical bills, recover past and future lost wages, recover for your past and future pain and suffering, recover future medical bills, and more. It does so much more than health insurance coverage does, which is why you are best advised to have it on your automobile insurance. The misinformation regarding UIM is that all it does is pay your medical bills--which is not the complete picture.

Are you still unconvinced? There are more reasons why you should go about getting UIM coverage as soon as possible. What you can do is first call your auto insurance agent today and ask--do you have uninsured motorist coverage on your personal vehicle? If the answer is not an immediate yes, our team will be shocked. If you are still not convinced, here is another scenario: if you lose your job and you no longer have health insurance coverage, you must pay for your own future medical bills--not your health insurance plan. Finally, as stated above, don’t forget UIM can also help with lost wages in the past and in the future. Again, this is something health insurance will not do.

Contact Our Panama City Personal Injury Lawyers Today

If you have any questions about this coverage or any question about automobile insurance then all you have to do is give our team a call at (850) 795-4979 at your earliest convenience.